{"id":1461,"date":"2016-04-19T21:08:44","date_gmt":"2016-04-19T20:08:44","guid":{"rendered":"http:\/\/prvafina.dev.tovarnaidej.com\/?page_id=1461"},"modified":"2025-02-11T12:42:42","modified_gmt":"2025-02-11T11:42:42","slug":"odkup-terjatev","status":"publish","type":"page","link":"https:\/\/www.prvafina.si\/en\/storitve\/odkup-terjatev\/","title":{"rendered":"Purchase of receivables"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element vc_custom_1635326736522\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2022\/01\/purchase-of-receivables-sell-of-receivables.jpg\" width=\"825\" height=\"393\" alt=\"odkup_terjatev_prodaja_terjatev\" title=\"Purchase of receivables\" loading=\"lazy\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1639139157146\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><b><i>Purchase of receivables<\/i><\/b><i><span style=\"font-weight: 400;\"> or <\/span><\/i><b><i>selling of receivables<\/i><\/b><i><span style=\"font-weight: 400;\"> is one of the more effective ways to improve the liquidity of any company. Are you interested in the the topic of this financial service and the course of the procedure for <\/span><\/i><b><i>purchase of receivables<\/i><\/b><i><span style=\"font-weight: 400;\">?<\/span><\/i><\/p>\n<h1>Purchase of receivables <strong>~<\/strong> selling of receivables<\/h1>\n<p><span style=\"font-weight: 400;\">Are you offering <strong>deferred payment period of 30, 60, 90 days,<\/strong> (<\/span><b>30, 60, 90 <\/b><span style=\"font-weight: 400;\">or more?<\/span><b> 120 dni<\/b><span style=\"font-weight: 400;\">)?<br \/>\n<\/span><span style=\"font-weight: 400;\">Then it definitely <strong>affects your cash flow<\/strong>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>In order for business to run smoothly,<\/strong> the sale of undue receivables is the solution<br \/>\n<\/span><span style=\"font-weight: 400;\">to improve liquidity, <strong>growth and successful operation of your company<\/strong>.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-center\"><a class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-block vc_btn3-color-theme_style_3\" href=\"https:\/\/www.prvafina.si\/o-nas\/kontakt-povprasevanje\/\" title=\"\" target=\"_self\">For a competitive offer, call us [+386 8 200 37 00] or send an inquiry [click here]<\/a><\/div>\n<div class=\"vc_empty_space\"   style=\"height: 10px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1639139197322\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Purchase of receivables offers various benefits:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you are in a need of funds and have a receivable with maturity that does not cover the need of your cash flow.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you are in a need of funds to expand sales or penetrate new markets.<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1635339001087\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<blockquote>\n<p><span style=\"font-weight: 400;\"><strong>Purchase of receivables is a process of money circulation, completed only when payment is received for goods sold or services provided.<\/strong> Companies can offer their outstanding and receivables in exchange for immediate payment to company Prva finan\u010dna agencija and shorten the time of money circulation.<\/span><\/p>\n<\/blockquote>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2016\/04\/kljukica_blue2.png\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"kljukica_blue2\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1499106698093\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\">Favorable financing in seasonal fluctuations or sudden increases of the turnover.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2016\/04\/kljukica_blue2.png\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"kljukica_blue2\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1499106728151\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\">Easier planning and managing of the cash flow.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2016\/04\/kljukica_blue2.png\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"kljukica_blue2\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1499106742934\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\">Faster circulation of funds.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 25px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2016\/04\/kljukica_blue2.png\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"kljukica_blue2\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1499106762788\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\">Improvement of financial indicators in the balance sheet.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2016\/04\/kljukica_blue2.png\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"kljukica_blue2\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1499106787813\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\">Keeping same credit limit with the bank.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2016\/04\/kljukica_blue2.png\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"kljukica_blue2\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1499106799900\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\">Maintaining good relationships with your customers.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 45px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">In order for your business to run smoothly, <\/span><b>purchase of receivables<\/b><span style=\"font-weight: 400;\"> is the right way to improve the liquidity and <\/span><a href=\"https:\/\/www.ebonitete.si\/\"><span style=\"font-weight: 400;\">creditworthiness of your company<\/span><\/a><span style=\"font-weight: 400;\"> and, consequently, to grow and operate it successfully.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are your receivables <\/span><b>already due? <\/b>Check our services:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.prvafina.si\/storitve\/izterjava-terjatev\/\"><span style=\"font-weight: 400;\">recovery of receivables or<\/span><\/a><span style=\"font-weight: 400;\"> or<\/span><\/li>\n<li><span style=\"font-weight: 400;\">purchase <\/span><b>zapadl<\/b><b>ih <\/b><span style=\"font-weight: 400;\">receivables.<\/span><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_empty_space\"   style=\"height: 45px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/www.prvafina.si\/o-nas\/kontakt-povprasevanje\/\" target=\"_self\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2021\/12\/purchase-receivables.png\" width=\"1000\" height=\"350\" alt=\"dolgi_placilni_roki_denar_takoj_prva_financna_agencija\" title=\"Deffered payment? Get your money now.\" loading=\"lazy\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 5px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><b>The difference between \"purchase of receivables\" and \"selling of receivables\"<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The terms \u201cpurchase of receivables\u201d and \u201csale of receivables\u201d are extremely close, as they essentially describe the same legal transaction, only from a different point of view or perspectives. From the point of view of the buyer (<\/span><a href=\"https:\/\/www.prvafina.si\/\"><span style=\"font-weight: 400;\">Prva finan\u010dna agencija<\/span><\/a><span style=\"font-weight: 400;\">) we talk about\u00a0<strong>purchase of receivables<\/strong>, z vidika prodajalca terjatve (podjetje oz. upnik) pa je govora o\u00a0<strong>selling of receivables<\/strong>.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1635506468001\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"wpb_text_column wpb_content_element vc_custom_1498810516631\">\n<div class=\"wpb_wrapper\">\n<blockquote>\n<p class=\"align-justify\">Procedure of purchasing receivables is very simple, since all we need is a copy of an invoice or documentation which proves the existence of receivables being sold. We will purchase your indisputable receivables on the basis of a contract.<\/p>\n<p class=\"align-justify\">We offer purchase of undue receivables, wherein the discount amount depends on maturity of the receivables, method of settling the receivables, creditworthiness of your debtor, and method of selling off the receivables (with or without a recourse recourse request). Discount for the purchase is agreed upon a case-by-case basis.<\/p>\n<\/blockquote>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Receivables repurchase service or the sale of receivables consequently represents one of the possibilities of short-term financing. In practice, this means that you have sold goods or services to a company with a deferred payment deadline (30, 60, 90 or more days). <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to receive payment for the good operation of your company in the shortest time possible we have a solution for you: <\/span><b>short-term financing - purchase of receivables \/ purchase of outstanding receivables<\/b><span style=\"font-weight: 400;\">. We purschase the receivable from you (as soon as you issue an invoice to the buyer) on the basis of the contract we conclude.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1635255609873\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"wpb_text_column wpb_content_element vc_custom_1498810516631\">\n<div class=\"wpb_wrapper\">\n<blockquote>\n<p class=\"align-justify\">Purchase of receivables [selling of receivables] benefits many small, medium-sized companies as well as fast-growing companies that seek to improve liquidity and enable effective, safe and predictable cash flow.<\/p>\n<\/blockquote>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-center\"><a class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-block vc_btn3-color-theme_style_3\" href=\"https:\/\/www.prvafina.si\/o-nas\/kontakt-povprasevanje\/\" title=\"\" target=\"_self\">Receive a competitive offer now<\/a><\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3><b>Why choose purchase receivables service?<\/b><\/h3>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\" style=\"text-align: center;\"><strong><span class=\"JsGRdQ\">IMMEDIATE PAYMENT<br \/>\n<\/span><\/strong><span class=\"JsGRdQ\">Payment of your outstanding receivables with deferred payment deadline.<\/span><\/p>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\" style=\"text-align: center;\"><strong><span class=\"JsGRdQ\">LIQUIDITY<br \/>\n<\/span><\/strong><span class=\"JsGRdQ\">Your company will have liquidity, as you will not have to wait for the payment of outstanding receivables with deferred payment by your customer.<\/span><\/p>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\" style=\"text-align: center;\"><strong><span class=\"JsGRdQ\">CONSTANT CASH FLOW<br \/>\n<\/span><\/strong><span class=\"JsGRdQ\">Easier planning and cash flow management.<\/span><\/p>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\" style=\"text-align: center;\"><strong><span class=\"JsGRdQ\">NEW BUSINESS OPPORTUNITY<br \/>\n<\/span><\/strong><span class=\"JsGRdQ\">Do you want new business opportunities, but this is not possible because you are waiting for a deferred payment from your customer?<\/span><\/p>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\" style=\"text-align: center;\"><strong><span class=\"JsGRdQ\">GOOD CREDIT SCORE OF THE COMPANY<br \/>\n<\/span><\/strong><span class=\"JsGRdQ\">Due to better liquidity, your credit score will<\/span> <a class=\"JsGRdQ\" draggable=\"false\" href=\"https:\/\/www.ebonitete.si\/bonitetna-ocena\" target=\"_blank\" rel=\"noopener\">also improve<\/a><span class=\"JsGRdQ\">, compared to poorer credit scores in the event of illiquidity, due to waiting for your customer to make the payment of outstanding receivables.<\/span><\/p>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\" style=\"text-align: center;\"><strong><span class=\"JsGRdQ\">BETTER TERMS OF BUSINESS WITH YOUR SUPPLIERS<br \/>\n<\/span><\/strong><span class=\"JsGRdQ\">Liquidity allows you to settle liabilities to suppliers on time and take advantage of discounts (\u201cdiscount\u201d); <\/span><span class=\"JsGRdQ\">in case of early payments.<\/span><\/p>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\" style=\"text-align: center;\"><strong><span class=\"JsGRdQ\">LESS NEED FOR BORROWING<br \/>\n<\/span><\/strong><span class=\"JsGRdQ\">There will be no need for borrowing from banking institutions and there will be no need for lengthy short-term loan approval procedures.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 10px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><iframe loading=\"lazy\" title=\"Odkup terjatev - profesionalno in enostavno\" width=\"1120\" height=\"630\" src=\"https:\/\/www.youtube.com\/embed\/hENBczRB4xE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\" style=\"text-align: center;\">\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 10px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"vc_custom_heading text_align_left\" ><h4 style=\"color: #020202;text-align: left\" >Six reasons why you should sell off receivables to our company:<\/h4><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">we purchase domestic and international trade receivables,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">we monitor creditworthiness of your debtors,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">we improve your liquidity,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">we reduce the risk of your customers\u2019 defaults,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">positive impact on your creditworthiness,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">acquiring funds is much faster than with banks.<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Purchase of outstanding receivables is a service that may seem complex at first glance. The process is actually very simple. Below we will describe in detail the case of the purchase of receivables [sale of receivables].<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-center\"><a class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-block vc_btn3-color-theme_style_3\" href=\"https:\/\/www.prvafina.si\/o-nas\/kontakt-povprasevanje\/\" title=\"\" target=\"_self\">For a competitive offer, call us [+386 8 200 37 00] or send an inquiry [click here]<\/a><\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3><b>What is the process for purchase of receivables?<\/b><\/h3>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2022\/01\/purchase-receivables-sell-receivables.png\" width=\"500\" height=\"500\" alt=\"Potek za odkup terjatev (prodaja terjatev) in odkup nezapadlih terjatev\" title=\"Purchase of receivables\" loading=\"lazy\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 25px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><b>STEP 1:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The company supplies goods\/performs services and issues an invoice with agreed maturity.<\/span><\/p>\n<p><b>STEP 2:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The company sends this invoice to the Prva finan\u010dna agencija (PFA). <\/span><span style=\"font-weight: 400;\">Prva finan\u010dna agencija d.o.o.<\/span><\/p>\n<p><b>STEP 3:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The PFA pays the company up to 100% of invoice value prior to its maturity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The PFA pays the company up to 100% of invoice value prior to its maturity.<\/span><\/p>\n<p><b>STEP 4:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The customer settles the invoice with the PFA at its maturity or within the agreed time limit.<\/span><\/p>\n<p><b>STEP 5:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The PFA pays the company the remaining value of the invoice.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><b>Healthy cash flow based on purchase of outstanding receivables [sale of outstanding receivables]<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Every company strives for growth and successful business. And every company wants a healthy <\/span><b>cash flow<\/b><span style=\"font-weight: 400;\">. However, it often happens that successful domestic and international companies face great challenges in financing their operations, as customers are now extending their payment deadlines or actively striving to do so.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While suppliers strive to keep payment deadlines as short as possible, they want to receive advance payments for their products. If you sell a deferred payment service or goods to another company, you may experience a \u201cliquidity shortage\u201d, which simply means that your cash flow is impaired and this may affect your future business.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1635506563361\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"wpb_text_column wpb_content_element vc_custom_1498810516631\">\n<div class=\"wpb_wrapper\">\n<blockquote>\n<h6>HEALTHY CASH FLOW IS KEY TO THE EXISTENCE OF A COMPANY<\/h6>\n<p>We are aware that in addition to providing short-term financing (purchase of receivables), long-term financing and, last but not least, <a href=\"https:\/\/www.prvafina.si\/storitve\/zavarovanje-terjatev\/\">insurance of receivables are extremely important.<\/a>.<\/p>\n<p>In this case we are talking about the<a href=\"https:\/\/www.prvafina.si\/storitve\/faktoring\/\"> factoring service<\/a>, which is a financial tool with which we can finance and insure all receivables (existing and future). We can finance the receivables of one or more of your customers over a longer period of time.<\/p>\n<\/blockquote>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><b><i>Purchase of receivables<\/i><\/b><i><span style=\"font-weight: 400;\"> or <\/span><\/i><b><i>selling of receivables<\/i><\/b><i><span style=\"font-weight: 400;\"> Purchase of receivables or selling receivables is one of the most effective ways to improve a company\u2019s liquidity. If you are also interested in selling of receivables<\/span><\/i><i> receivables.<\/i><i><span style=\"font-weight: 400;\"> or <\/span><\/i><b><i>selling of outstanding receivables, <\/i><\/b><i><span style=\"font-weight: 400;\">allow us to help you find the optimal solution.\u00a0<\/span><\/i><i><\/i><i><\/i><strong><a href=\"https:\/\/www.prvafina.si\/o-nas\/kontakt-povprasevanje\/\"><i>Send an inquiry<\/i><\/a><\/strong><i><span style=\"font-weight: 400;\"> or simply <strong>call us on +386 8 200 37 00<\/strong>. We will be happy to help you.<\/span><\/i><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 20px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n<div class=\"stm_sidebar\">\n\t<style type=\"text\/css\" scoped>\n\t\t.vc_custom_1452056597103{margin-right: 0px !important;margin-bottom: 30px !important;margin-left: 0px !important;}.vc_custom_1451998133493{margin-bottom: 30px !important;}.vc_custom_1452056633692{padding-top: 37px !important;padding-right: 30px !important;padding-bottom: 40px !important;padding-left: 30px !important;}.vc_custom_1499862280819{margin-bottom: 9px !important;}.vc_custom_1457372212108{margin-bottom: 17px !important;}.vc_custom_1457379228803{margin-bottom: 35px !important;}.vc_custom_1617002103437{margin-bottom: 30px !important;}\t<\/style>\n\t<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid third_bg_color vc_custom_1452056597103\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner vc_custom_1452056633692\"><div class=\"wpb_wrapper\"><div class=\"vc_custom_heading vc_custom_1499862280819 text_align_left\" ><div style=\"font-size: 16px;color: #222222;text-align: left;font-family:Poppins;font-weight:600;font-style:normal\" ><a href=\"\/o-nas\/kontakt\/\">Request a call<\/a><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1457372212108\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Contact us in order to find the best solution for your company.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline\"><a class=\"vc_general vc_btn3 vc_btn3-size-sm vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-icon-left vc_btn3-color-white\" href=\"\/o-nas\/kontakt\/\" title=\"\" target=\"_self\"><i class=\"vc_btn3-icon fa fa-phone-square\"><\/i> Contact us<\/a><\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner vc_custom_1457379228803\"><div class=\"wpb_wrapper\"><div class=\"vc_wp_search wpb_content_element\"><aside class=\"widget widget_search\"><h5 class=\"widget_title\">Search<\/h5><form method=\"get\" class=\"search-form\" action=\"https:\/\/www.prvafina.si\/en\/\" data-trp-original-action=\"https:\/\/www.prvafina.si\/en\/\">\r\n\t<input type=\"search\" class=\"form-control\" placeholder=\"I\u0161\u010dipo strani...\" value=\"\" name=\"s\" \/>\r\n\t<button type=\"submit\"><i class=\"fa fa-search\"><\/i><\/button>\r\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/aside><\/div><div class=\"vc_wp_custommenu wpb_content_element\"><div class=\"widget widget_nav_menu\"><div class=\"menu-stranski-container\"><ul id=\"menu-stranski\" class=\"menu\"><li id=\"menu-item-1466\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1466\"><a href=\"https:\/\/www.prvafina.si\/en\/storitve\/odkup-terjatev\/\">Purchase of receivables<\/a><\/li>\n<li id=\"menu-item-1238\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1238\"><a href=\"https:\/\/www.prvafina.si\/en\/storitve\/faktoring\/\">Factoring<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-1451\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1451\"><a href=\"https:\/\/www.prvafina.si\/en\/storitve\/faktoring\/domaci-faktoring\/\">Domestic factoring<\/a><\/li>\n\t<li id=\"menu-item-1450\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1450\"><a href=\"https:\/\/www.prvafina.si\/en\/storitve\/faktoring\/mednarodni-faktoring\/\">International factoring<\/a><\/li>\n\t<li id=\"menu-item-1878\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1878\"><a href=\"https:\/\/www.prvafina.si\/en\/storitve\/faktoring\/dobaviteljski-faktoring\/\">Reverse factoring<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-1240\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1240\"><a href=\"https:\/\/www.prvafina.si\/en\/storitve\/verizne-kompenzacije\/\">Chain compensations<\/a><\/li>\n<li id=\"menu-item-1241\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1241\"><a href=\"https:\/\/www.prvafina.si\/en\/storitve\/preverba-bonitete\/\">Verification of creditworthiness<\/a><\/li>\n<li id=\"menu-item-1666\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1666\"><a href=\"https:\/\/www.prvafina.si\/en\/storitve\/zavarovanje-terjatev\/\">Insurance od receivables<\/a><\/li>\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1451998133493\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_btn3-container vc_btn3-left vc_custom_1617002103437\"><a class=\"vc_general vc_btn3 vc_btn3-size-lg vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-block vc_btn3-icon-left vc_btn3-color-theme_style_1\" href=\"\/wp-content\/uploads\/2017\/12\/Naroc%CC%8Cilo-za-preverjanje-1.doc\" title=\"\" target=\"_self\"><i class=\"vc_btn3-icon\"><\/i> Download<\/a><\/div>\n\n\t<div class=\"stm_testimonials cols_1 style_1\">\n\t\t\t\t\t<div class=\"item\">\n\t\t\t\t<div class=\"testimonial\"><p>Factoring is a flexible and fast service compared to standard methods of financing through bank loans, which can be adjusted to the needs of the client.<\/p>\n<\/div>\n\t\t\t\t<div class=\"testimonial-info clearfix\">\n\t\t\t\t\t<div class=\"testimonial-image\"><img loading=\"lazy\" decoding=\"async\" width=\"50\" height=\"50\" src=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2016\/05\/nada_skoberne_1-50x50.jpg\" class=\"attachment-consulting-image-50x50-croped size-consulting-image-50x50-croped wp-post-image\" alt=\"\" srcset=\"https:\/\/www.prvafina.si\/wp-content\/uploads\/2016\/05\/nada_skoberne_1-50x50.jpg 50w, https:\/\/www.prvafina.si\/wp-content\/uploads\/2016\/05\/nada_skoberne_1-150x150.jpg 150w\" sizes=\"auto, (max-width: 50px) 100vw, 50px\" \/><\/div>\n\t\t\t\t\t<div class=\"testimonial-text\">\n\t\t\t\t\t\t<div class=\"name\">Nada \u0160koberne<\/div>\n\t\t\t\t\t\t<div class=\"company\">\n\t\t\t\t\t\t\tNada \u0160koberne, Ba of Economics\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid third_bg_color vc_custom_1451889219674\"><div class=\"wpb_column vc_column_container vc_col-sm-12\" id=\"povprasenjaDiv\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><section class=\"vc_cta3-container\"><div class=\"vc_general vc_do_cta3 vc_cta3 third_bg_color vc_cta3-style-flat vc_cta3-shape-square vc_cta3-align-left vc_cta3-color-classic vc_cta3-icon-size-md vc_cta3-actions-right vc_custom_1635342365928\"><div class=\"vc_cta3_content-container\"><div class=\"vc_cta3-content\"><header class=\"vc_cta3-content-header\"><div class=\"vc_custom_heading text_align_left\" ><h2 style=\"font-size: 20px;color: #000000;line-height: 24px;text-align: left\" >Send an inquiry and get a competitive offer.<\/h2><\/div><\/header><\/div><div class=\"vc_cta3-actions\"><div class=\"vc_btn3-container vc_btn3-right\"><a class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-block vc_btn3-icon-right vc_btn3-color-theme_style_2\" href=\"https:\/\/www.prvafina.si\/o-nas\/kontakt-povprasevanje\/\" title=\"\" target=\"_self\">Contact us <i class=\"vc_btn3-icon fas fa-angle-right\"><\/i><\/a><\/div>\n<\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":9,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-1461","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Odkup terjatev - Hitra prodaja terjatev | Prva finan\u010dna agencija<\/title>\n<meta name=\"description\" content=\"Odkup terjatev 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