{"id":1563,"date":"2017-05-15T12:42:58","date_gmt":"2017-05-15T10:42:58","guid":{"rendered":"http:\/\/prvafina.dev.tovarnaidej.com\/?page_id=1563"},"modified":"2026-02-18T13:15:50","modified_gmt":"2026-02-18T12:15:50","slug":"zavarovanje-terjatev","status":"publish","type":"page","link":"https:\/\/www.prvafina.si\/en\/storitve\/zavarovanje-terjatev\/","title":{"rendered":"Insurance od receivables"},"content":{"rendered":"
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Insurance od receivables<\/h2>\n

Insurance od receivables<\/strong> means that your international trade receivables are insured against the risk of a foreign customer\u2019s default.
\nPayment of your international trade receivables is also guaranteed if your customer does not settle their liability, and even in the case of their insolvency.<\/p>\n

Subject of insurance within the international factoring service are only the international trade receivables.<\/p>\n

We offer insurance of receivables upon prior verification of the foreign customer and up to the amount of the credit limit, which is determined on the basis of customer\u2019s creditworthiness.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n

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100% payment<\/strong> in case of customer\u2019s default or their insolvency (in case of regular insurances this coverage is maximum 85%)<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div>

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Insurance against one or more customers<\/strong>
\n(regular insurances require insurance against the entire customer portfolio)<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div>

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Free limit verification<\/strong> (prices usually range from EUR 20 onwards)<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>

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Includes
\ninsurance and financing<\/strong>
\n(insurance companies do not offer financing of receivables)<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div>

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The factor is in charge of recovery of receivables<\/strong> (with insurance agencies, the insurant must usually recover them)<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>

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Insurance of receivables is the most reliable form of insurance for your property against the potential default of your customer. Use it!<\/strong><\/p>\n

To receive an offer, please fill out the Request for offer form.<\/a>.<\/p>\n

List of counties where we can assist you is available here \u2013 LIST OF COUNTRIES<\/a>.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n

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What is the process of insurance of receivables?<\/h2>\n\t\t
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Business process:<\/strong><\/p>\n

1. The company would like insurance against default of a foreign customer.
\n2. The Prva finan\u010dna agencija (PFA) checks the possibility of acquiring a limit for payment insurance with the import factor abroad.
\n3. The import factor replies to the PFA: 100% approval\/partial approval\/refusal of limit for payment insurance.
\n4. The company supplies goods\/performs services and issues an invoice with agreed maturity.
\n5. The company sends this invoice to the PFA.
\n6. The customer settles the invoice with the import factor at its maturity or within the agreed time limit.
\n7. In case of late payment, the import factor urges the payment from the foreign customer.
\n8. After receiving payment from the customer, no later than 120 days after maturity of the invoice, the import factor makes a payment to the PFA.
\n9. The PFA pays the company the value of the invoice once we receive it from the import factor<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t

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\nIn a case of foreign customer\u2019s default, we pay 100% of receivable\u2019s value to the company when it is 120 days past due.<\/strong>\n<\/p><\/blockquote>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div>

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